About staying safe
Five claims about protection. Two are advice that circulates constantly and makes things worse, and one is a piece of good advice that has quietly been abandoned by people who should know better.
Scope, stated plainly
This section covers protection against scams, phishing and account loss. It does not cover avoiding detection, and that is not an omission to be filled in later. The claims below are examined because believing them wrongly costs people accounts and money, which is a problem this site can usefully address.